Coverage options starting at $9.95 a month!*
Ease the burden of final expenses with this popular plan featuring coverage that can last your lifetime. You can’t be turned down due to your health, and once you’re insured, your rate will never go up! Read more below!
Guaranteed acceptance whole life insurance is a type of whole life insurance. Benefits and features can vary by insurer, but generally, guaranteed acceptance plans are insurance policies with a limited benefit period and applicants are not asked health questions or required to take a medical exam.
Tell us where you live so we can show plans available in your area.
View benefit amounts and estimated premiums for up to 25 units of coverage with no obligation.
Complete a simple application through our licensed insurance partner. Acceptance is guaranteed.
Get started with a free, no-obligation quote today.
No. You do not have to answer any questions about your health or take a physical exam. Your acceptance is guaranteed because of the two-year limited benefit period.
No. Once your coverage takes effect, your rate stays the same for as long as you keep your insurance.
No. Your coverage remains in force as long as you pay your premiums when due.
No. After the initial two-year limited benefit period, your benefit amount will not decrease due to age or changes in your health.
A unit of coverage is the life insurance benefit amount you can purchase. Benefit amounts depend on your age, gender (in Montana, age only), and state of residence. Get a quote to see benefit amounts and premiums available to you for up to 25 units of coverage.
Locked-in premium rates start at $9.95 a month. Your exact premium depends on your age, gender, state, and the number of units you select. Get a free quote to see your options.
Enter your ZIP code to see which plans are available to you. No medical exam required.